This calculator estimates your paycheck using the 2026 federal tax brackets, the standard deduction for your filing status, and the Social Security and Medicare rates that fund FICA. Social Security is 6.2 percent on wages up to $184,500, and Medicare is 1.45 percent on all wages, with an extra 0.9 percent on very high earnings. Your 401k and any pre tax benefits lower the income that gets taxed. State income tax is applied as the flat rate you enter, since the rules differ in every state.

Treat the result as a close estimate rather than a final number. Your real paycheck depends on the choices on your W-4, any local city taxes, and other items your employer withholds. This is general information, not tax advice.